Floor & Wall Tilers · Updated September 2026 ✓ HMRC-sourced

MTD for Floor & Wall Tilers —
Materials and Your Threshold

12 September 2026 ⏱ 9 min read Editorial policy ↗ HMRC eligibility guidance ↗
⚡ Check Your Tiling Business Income
Are you above the MTD threshold?
Total job income, gross (labour + tiles/materials)
£
Any other self-employment income
£

Use gross figures before tiles, adhesive, and grout costs are deducted, and include any CIS deductions already taken.

The one-line answer
  • The same £50k / £30k / £20k phased MTD thresholds apply as any self-employed sole trader, tiling is one of the fastest-growing trades by demand according to recent industry data.
  • A supply-and-fit tiling price counts as gross income in full, tile, adhesive and grout costs are claimed back separately as expenses.
  • If you work through the Construction Industry Scheme (CIS) for a contractor, your MTD qualifying income is your gross invoice amount, before the CIS deduction is taken, not the reduced amount you actually receive.

If you're a self-employed floor or wall tiler, working directly for homeowners or as a subcontractor for builders and bathroom fitters, Making Tax Digital applies to you the same way it applies to any sole trader. Tiling has seen strong demand growth in recent years, and many tilers work at least partly through the Construction Industry Scheme (CIS), which has its own quirk worth understanding for MTD.

Are You Affected by MTD as a Tiler?

Yes, if your gross tiling income, plus any other self-employment income, exceeds the relevant threshold:

Tax Year AssessedThresholdMTD Start Date
2024–25Over £50,0006 April 2026. Live since April 2026
2025–26Over £30,0006 April 2027
2026–27Over £20,0006 April 2028

Your gross income is your total invoiced amount before expenses, tiles, adhesive, grout and tools are all deducted afterwards, not before, when checking your threshold.

Working Under CIS — Gross vs Net

A common point of confusion: many tilers work as subcontractors under the Construction Industry Scheme, where a contractor deducts tax (commonly 20% or 30%) before paying you. Your MTD qualifying income is your gross invoice amount, before that CIS deduction, not the reduced sum that actually lands in your bank account. The CIS deduction is effectively tax paid in advance on your behalf, it doesn't reduce your gross trading income for MTD purposes.

What You Can Claim

Expense CategoryExamples
MaterialsTiles, adhesive, grout, trims, and levelling compound
Tools and equipmentTile cutters, mixers, and laser levels, via capital allowances for larger items
Vehicle costsVan running costs or mileage, at the current HMRC rate
InsurancePublic liability insurance

Worked Example

Marek. Self-employed tiler, direct clients plus CIS subcontracting

Direct client jobs, gross (incl. materials)£22,000
CIS subcontract invoices, gross (before 20% deduction)£17,500
Marek's MTD qualifying income£39,500

Marek's £39,500 uses his gross CIS invoice amount, not the £14,000 he actually received after the 20% deduction. His combined income sits between £30,000 and £50,000, so he falls into Phase 2, joining MTD from April 2027.

Frequently Asked Questions

Do I use my gross CIS invoice or the amount I actually received after deductions?

Your gross invoice amount, before the CIS deduction. The CIS deduction is tax paid in advance on your behalf, it doesn't reduce your gross trading income for the MTD threshold check.

What's the MTD threshold for tilers?

The same as any self-employed sole trader: over £50,000 gross income in 2024–25 means MTD from April 2026, over £30,000 in 2025–26 means April 2027, over £20,000 in 2026–27 means April 2028.

Does the cost of tiles count as my income if I supply and fit them?

Yes, initially. A supply-and-fit price counts as gross income in full, with tile and material costs claimed back separately as expenses, reducing your taxable profit but not the gross figure used for your MTD threshold check.

I do some direct client work and some CIS subcontracting. How are these combined?

Both are simply added together as your total gross self-employment income for the MTD threshold check, there's no separate treatment for CIS versus direct client work.

What software do I need as a self-employed tiler?

Any HMRC-recognised MTD software works. If you work under CIS, look for software that can record gross invoice amounts and CIS deductions separately, most construction-focused accounting apps handle this well.

Check Your Full MTD Position

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