Thresholds · All Phases · Updated June 2026

MTD Thresholds 2026, 2027 and 2028 —
The Complete Phase-by-Phase Breakdown

📅 14 June 2026 ⏱ 7 min read ✓ HMRC-sourced Editorial policy ↗ 📋 HMRC MTD collection ↗
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Making Tax Digital for Income Tax is rolling out in three confirmed phases, each with a lower income threshold than the last. By April 2028, more than two million UK sole traders and landlords will be required to comply. This guide breaks down exactly what each threshold means, who it applies to, and when.

The Three Phases at a Glance

2026
£50,000+
2027
£30,000+
2028
£20,000+

Phase 1 — April 2026 — £50,000 Threshold

Phase 1 — LIVE NOW
Mandatory
£50,000
Threshold
~700,000
Taxpayers
2024–25
Assessed year

Phase 1 began on 6 April 2026. If your combined self-employment and UK property rental income exceeded £50,000 in the 2024–25 tax year, you are mandatory now. Your first quarterly submission deadline is 7 August 2026 (Q1, covering 6 April – 5 July 2026).

This is the largest single group affected — roughly 700,000 sole traders and landlords, including most full-time self-employed people and landlords with substantial portfolios.

Phase 2 — April 2027 — £30,000 Threshold

Phase 2 — Coming April 2027
Not Yet Mandatory
£30,000
Threshold
~500,000
Additional taxpayers
2025–26
Assessed year

Phase 2 begins on 6 April 2027. If your combined self-employment and UK property rental income is between £30,000 and £50,000 in the 2025–26 tax year, you will become mandatory at this point — roughly 500,000 additional taxpayers.

If you are in this band now, you have time to prepare but should not be complacent — 2025–26 (the tax year running 6 April 2025 to 5 April 2026) is the year that determines your Phase 2 status, and that year has already begun.

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There is currently no confirmed soft landing for Phase 2 taxpayers. The soft landing announced for 2026–27 explicitly covers Phase 1 only. If you join in April 2027, full penalty points may apply from your very first quarterly deadline (7 August 2027).

Phase 3 — April 2028 — £20,000 Threshold

Phase 3 — Coming April 2028
Future — Confirmed
£20,000
Threshold
~900,000
Additional taxpayers
2026–27
Assessed year

Phase 3 begins on 6 April 2028 and was confirmed in the Spring Statement of 26 March 2025. If your combined self-employment and UK property rental income is between £20,000 and £30,000 in the 2026–27 tax year, you will become mandatory — bringing in the largest group yet, around 900,000 additional taxpayers.

This is the lowest threshold confirmed to date. There is currently no announced threshold or date for taxpayers below £20,000.

Full Comparison Table

PhaseStart DateThresholdAssessed Tax YearFirst Q1 DeadlineEst. Taxpayers
Phase 16 April 2026Over £50,0002024–257 August 2026~700,000
Phase 26 April 2027Over £30,0002025–267 August 2027~500,000
Phase 36 April 2028Over £20,0002026–277 August 2028~900,000

How Your Phase Is Determined

Your MTD phase is based on your qualifying income in a specific prior tax year — not your current income, and not a future projection. This is important: you cannot simply look at this year's income to know your phase.

If your income in...Was...You join MTD on...
2024–25Over £50,0006 April 2026 (now)
2025–26£30,000 – £50,0006 April 2027
2026–27£20,000 – £30,0006 April 2028
📐
Important nuance: If your 2024–25 income was below £50,000 but your 2025–26 income exceeds £50,000, you would still join in Phase 2 (April 2027) based on the 2025–26 assessment — not retroactively pulled into Phase 1. Each phase looks at its own specific assessment year independently.

What If Your Income Crosses a Threshold Mid-Way?

Income naturally fluctuates year to year. Here is how the thresholds interact with changing income:

Will There Be a Phase 4?

As of June 2026, there is no confirmed Phase 4 and no announced threshold below £20,000. The Spring Statement of 26 March 2025 confirmed Phase 3 (£20,000, April 2028) as the lowest threshold to date. Whether MTD will eventually extend to all sole traders and landlords regardless of income — similar to how MTD for VAT eventually became universal for VAT-registered businesses — remains unconfirmed. Monitor GOV.UK for future announcements, particularly around Budget and Spring Statement dates.

Frequently Asked Questions

The MTD threshold for Phase 1, which began 6 April 2026, is qualifying income over £50,000 in the 2024–25 tax year. This affects around 700,000 sole traders and landlords and is already mandatory.
The MTD threshold for Phase 2, starting 6 April 2027, is qualifying income over £30,000 in the 2025–26 tax year. This brings approximately 500,000 additional sole traders and landlords into MTD. There is currently no confirmed soft landing for Phase 2.
The MTD threshold for Phase 3, starting 6 April 2028, is qualifying income over £20,000 in the 2026–27 tax year. This was confirmed in the Spring Statement on 26 March 2025 and brings approximately 900,000 additional taxpayers into MTD.
Your phase is determined by your qualifying income (self-employment plus UK property rental, gross) in the relevant prior tax year. If your 2024–25 income exceeded £50,000, you are Phase 1 (April 2026). If between £30,000 and £50,000, you are Phase 2 (April 2027), based on your 2025–26 income. If between £20,000 and £30,000, you are Phase 3 (April 2028), based on your 2026–27 income.
There is no confirmed threshold below £20,000 and no announced date for taxpayers below this level to join MTD. The £20,000 threshold for April 2028 is the lowest confirmed to date, announced in the Spring Statement of 26 March 2025.
Your MTD obligation is assessed each year based on your qualifying income in the relevant prior tax year. If your income drops below the threshold in a later year, you may be able to apply to HMRC to stop MTD submissions, though you cannot simply stop without approval. If your income rises above a threshold you previously sat below, you become mandatory from the relevant following April.

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